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West Capital Lending, Inc.

Homeowners Agents Financial Planners Locations

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Homeowners Agents Financial Planners Locations FAQ About Contact Equity Calculator Savings Calculator Free Consultation

Jerry Garcia, Branch Manager

NMLS #994639

West Capital Lending, Inc.

17911 Von Karman Ave, Suite 400

Irvine, CA 92614

NMLS #1566096 / Cal DRE #02022356

(303) 217-1896

jerry@jerryknowsloans.com

Compliance & Licensing

NMLS Consumer Access
WCL Licensing Information
Texas Complaint Information
Jerry Garcia at West Capital Lending
Full Disclosures
Privacy Policy

West Capital Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

Jerry Garcia is licensed as a mortgage loan originator in the following states only: AL, AZ, CO, FL, MI, NM, VA, WA. The information on this site is not intended for consumers of any other state.

This advertisement has been approved by West Capital Lending, Inc.. Regulated by the Colorado Division of Real Estate.

To verify loan originator eligibility, please visit NMLS Consumer Access.

This is not an offer or extension of credit or a commitment to lend. All loan programs are subject to the specific lender's underwriting guidelines and available loan terms. Approvals may be subject to appraisals and other documentation requirements.

West Capital Lending, Inc. is not affiliated with, acting on behalf of, or endorsed by HUD, FHA, or any other government agency.

Information accurate as of May 2026. Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. Interest rates, loan programs, available loan terms, and other information on this website are subject to change without notice.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.